Whether  you decide to sell everything and arrive with a carry-on bag or pack  and ship everything you own, one of the most important items you will want to possess is a proper Virgin Islands address.  It is the key to establishing a bank accunt, getting a phone and obtaining other vital services.

Many islanders use a post office box in order to receive daily mail.  Application should be made in person at your nearest Post Office.  Keep in mind that Federal Express packages cannot be sent to PO Boxes.

Several private mailbox services exist in the islands and do accept packages from all companies.  Although the rate structures are higher, benefits are numerous.  Generally, lines are much shorter and service is refreshingly friendly.  These establishments sometimes feature local bulletin boards that display various activities and employment opportunities.

Banking

Although the Virgin Islands is a U.S. territory and rates and services such as the Post Office are virtually identical to the mainland, banking is abit of a different animal.

Newcomers are often surprised that checks deposited into a local bank account from an off-island bank can take several days to clear.  And yes, strange as it might sound, that rule aven applies to cashier's checks.  It takes additional time for checks processed in the VI to go through clearing houses.  Consequently, all banks are cautious about checks that originate off-islands -- including cashier's checks.

If you are moving to the territory and wish to have safe, instant access to your cash, one of the wisest methods of money transfer is your  ATM debit  or  credit cards.  Although  ATM machines throughout St. Thomas, St. John and St. Croix have a cap on transaction limits, you will have relative ease of access to your cash.

When  you open your new bank  account in the VI be sure to bring along proper identification and have your local address established.  Once your local account has been established, convenient lobby hours and banking services are yours to enjoy.

Getting Acquainted

Many people who come to the islands do so with an open mind and an open heart.  It is not unusual to feel an honest desire to give something back to this naturally beautiful community.  After  all, the warm smiles and easy-going nature of our island people can help create an easier transition for recent arrivals to adjust to island life.

Reliable Realty Inc. believes that a great way to get acquainted with life in paradise is to join a community organization or do volunteer work.  "Volunteering is a wonderful way to meet people and better understand this diverse community," says Ron.

Whatever your interests, a variety of island doors are open to you from theortrical goups to service organizations.  Business After Hours sponsored by the Chamber of Commerce is a great way to network.